Dealing with insurance can be a confusing and sometimes frustrating experience. At Horizon Vision Center, we are here to help you navigate the insurance maze and answer any questions you may have.
Routine Vision Insurance
We participate in most of the major vision insurance plans that emphasize professional eye care and quality eyewear in a private practice setting. Most of us understand that healthy eyes and good vision are critical to our daily lives and that the best way to ensure both is through comprehensive routine eye exams. Unfortunately, some insurance plans either do not include coverage for routine vision or offer it only at "discount" or chain locations.
Our patients have made the choice to be as selective with their vision care as they are with their other health care providers, even if that means seeing us outside of their insurance plan.
If you have an insurance plan that we cannot bill directly, we will provide you with the appropriate paperwork to submit for any out-of-network benefits you may have. Whatever your vision insurance situation, we can help you understand your coverage and maximize your benefits.
Major Medical Insurance
Among the benefits of having regular comprehensive eye exams is the potential to detect not only eye disease but systematic conditions as well, such as diabetes and hypertension. If, during your exam, any disease is detected requiring additional testing or treatment, these services typically must be billed to your major medical insurance, not your routine vision carrier.
Flexible Spending Plans
Some companies offer a medical savings account (i.e. cafeteria plan, flex account, etc.) that allows you to set aside pre-tax dollars to pay for medical expenses including eye exams, glasses, contact lenses and even LASIK. Please contact your employer to find out how you can take advantage of this option.